Travel Insurance Options
Note: please see the "Before You Purchase" note below before taking action on travel insurance,
We strongly recommend purchasing trip protection insurance. For fullest protection of your cruise and travel costs, this insurance is normally purchased at the time of booking. The travel protection plan or insurance offered by Holland America which covers 80 or 90 percent of the cruise itself (www.HollandAmerica.com). Costs associated with non-Holland items such as other transportation to and from the departure port (unless purchased in connection with the cruise) or the seminar may not be covered.
Below you will find two other industry-leading travel/trip insurance options that should normally cover many prepaid transportation, cruise, and trip-related items. Please check the percentage of the cost covered according to the terms of the policy.
We believe that the insurance options suggested represent both quality and leaders in the industry, and should therefore satisfy our clients. However, we cannot guarantee your satisfaction should you require their services.
- Access America Navigator Comprehensive Plan. Allows cancellation for covered reasons up to scheduled cruise departure, covering up to 100% of the amount specified by you of the prepaid, non-refundable payments for the trip. Also provides lost, delayed, and damaged baggage coverage, trip delay coverage, trip interruption coverage, medical and emergency medical evacuation coverage, and accidental death benefit.
- Travel Guard Cruise, Tour, & Travel Plan, or the ProtectAssist Plan. Allows cancellation for covered reasons up to scheduled cruise departure, covering up to 100% of the amount specified by you of the prepaid, non-refundable payments for the trip. These policies also provide (at different levels) lost, delayed, and damaged baggage coverage, trip delay coverage, trip interruption coverage, medical and emergency medical evacuation coverage, and accidental death benefit.
Covered reasons for cancellation are generally related to medical or other specific kinds of conditions or emergencies that may arise. It is important to check each policy option to learn what the covered reasons are and what is covered, and any conditions or coverage limits placed on each item covered. It is also important to check that you have selected a dollar level of protection to include the items of your trip cost.
Before you purchase: please check these plans in relation to your particular needs. As background preparation, you may consider reviewing policy "fine print" and coverage levels for these insurance plans on the website of each company providing them. Or you may wish to compare them using a third pary website sucha as www.insuremytrip.com. In the case of insuremytrip.com, click on the "Product" item on the homepage menu, then on "Compare Package Policies" on the next page which comes up. While we highly recommend trip insurance to protect your investment, if you choose to waive this insurance, you will need to fill out a Travel Insurance Waiver. Your efforts here will surely pay you dividends in peace of mind.
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